Case Study 📊 REAL ESTATE

How Hibba Gives Property Investors Real-Time Portfolio Visibility

Hibba Limited's Portfolio Dashboard consolidates yields, equity positions, cash flow and performance metrics across multiple properties into a single centralised view. With Hibba's platform, property investors finally have the real-time visibility they need to make informed decisions, optimise performance and report to stakeholders with confidence.

Real-Time Portfolio Tracking
200+ Portfolios Managed
12 Key Metrics Tracked
360° Visibility

How Hibba's Portfolio Dashboard Transforms Property Investment Management

Every case study below demonstrates how Hibba Limited's Portfolio Dashboard brings clarity, control and confidence to property portfolio management. From multi-regional holdings to joint venture reporting, Hibba's platform provides the centralised visibility that informed decision-making requires.

Portfolio Investment

London Investor Managing 23 Properties Across 4 Regions Uses Hibba's Dashboard to Uncover Underperformers and Improve Yield by 1.8%

A London-based property investor had built a portfolio of 23 properties spanning Greater London, the Midlands, the North West and Yorkshire over a period of twelve years. The portfolio included a mix of single lets, HMOs and small multi-unit blocks. Managing this geographically dispersed portfolio had become increasingly complex, with financial data scattered across multiple spreadsheets, letting agent statements, mortgage lender portals and accountancy software. The investor had no single view of portfolio performance and acknowledged that decision-making was often based on incomplete or outdated information.

Hibba Limited's Portfolio Dashboard transformed this situation entirely. The investor onboarded all 23 properties onto Hibba's platform, inputting purchase prices, current valuations, mortgage terms, rental income, void periods, maintenance costs and management fees. Hibba's dashboard instantly calculated and displayed key performance metrics for every property and for the portfolio as a whole, including gross yield, net yield, return on equity, cash-on-cash return, loan-to-value ratios and monthly cash flow.

The visibility provided by Hibba's platform immediately revealed insights that had been invisible in the investor's spreadsheets. Three properties, two in Greater London and one in the Midlands, were significantly underperforming the portfolio average on a return-on-equity basis. Hibba's dashboard showed that these properties had substantial equity tied up relative to the income they generated. The investor used Hibba's refinancing analysis to model the impact of refinancing these three assets, and the results confirmed that releasing equity through refinancing would improve the overall portfolio yield by 1.8 percentage points while freeing capital for additional acquisitions.

The investor proceeded with the refinancing programme guided by Hibba's analysis and used the released equity to acquire two additional properties in high-yield areas identified by Hibba's market data. The portfolio now generates stronger overall returns, and the investor monitors performance weekly through Hibba Limited's dashboard, using Hibba's alerts to flag any property that drops below target yield thresholds. The investor describes Hibba's Portfolio Dashboard as "the single most valuable tool in my investment toolkit" and has recommended Hibba Limited's platform to every investor in their network.

23 Properties Consolidated into a single view on Hibba's dashboard
3 Underperformers Identified by Hibba's return-on-equity analysis
1.8% Portfolio yield improvement following Hibba's recommendations
2 Acquisitions Funded by equity released through Hibba's refinancing analysis
HMO Portfolio

HMO Portfolio Owner Uses Hibba's Real-Time Cash Flow Tracking to Achieve 97% Year-Round Occupancy

An HMO portfolio owner operating 8 properties across Liverpool and Manchester was experiencing frustrating seasonal fluctuations in occupancy. Student-let properties suffered predictable summer voids, while professional HMOs experienced less predictable but equally disruptive vacancy patterns. The owner was spending on marketing reactively, typically increasing advertising spend only after voids had already occurred, resulting in unnecessarily long vacancy periods and lost income.

Hibba Limited's Portfolio Dashboard provided the real-time cash flow tracking and historical analysis the owner needed to shift from reactive to proactive occupancy management. Hibba's platform tracked income at the individual room level across all 8 properties, providing granular visibility into occupancy patterns over time. The dashboard's historical analysis feature, unique to Hibba's tools, revealed clear seasonal trends that had not been apparent when reviewing properties individually.

Armed with Hibba's data, the owner restructured their marketing strategy entirely. Hibba's cash flow projections showed that increasing marketing spend 6 weeks before historically high-void periods would be significantly more cost-effective than the reactive approach. The owner used Hibba's platform to set occupancy threshold alerts that triggered marketing activity automatically when occupancy dropped below 90% in any property. Hibba's dashboard also revealed that two specific properties consistently underperformed on occupancy despite strong rental pricing, suggesting that the properties, not the market, were the issue.

After one full year of using Hibba's data-driven approach, portfolio-wide occupancy averaged 97%, up from 84% in the prior year. The financial impact was substantial, with Hibba's dashboard confirming an additional annual income increase across the portfolio. The owner credits Hibba Limited's real-time tracking with making previously invisible patterns visible and actionable, transforming their approach to portfolio management from guesswork to precision.

97% Year-round occupancy achieved using Hibba's data
84% to 97% Occupancy improvement driven by Hibba's insights
8 Properties Room-level tracking on Hibba's Portfolio Dashboard
Joint Venture

Joint Venture Partners Use Hibba's Dashboard for Transparent, Real-Time Investor Reporting

A property joint venture comprising three partners and two passive investors was struggling with the administrative burden of investor reporting. Quarterly reports were compiled manually by one partner using data extracted from bank statements, letting agent portals and mortgage lender accounts. The process typically took three to four working days per quarter, and the reports were frequently delayed, leading to frustration among the passive investors who had committed significant capital to the venture.

Hibba Limited's Portfolio Dashboard was adopted by the joint venture specifically to address the reporting challenge. All 11 properties held by the venture were onboarded onto Hibba's platform, with income, expenditure, mortgage and valuation data maintained in real time. Hibba's dashboard provided each partner and investor with role-based access, showing the metrics relevant to their position. Managing partners could see full operational detail, while passive investors received a consolidated view of returns, distributions and capital growth.

Hibba's platform included an automated reporting feature that generated professional, branded quarterly reports at the click of a button. These reports, powered by Hibba's real-time data, included portfolio performance summaries, property-level income and expenditure breakdowns, equity growth tracking, cash distribution schedules and forward-looking projections. The reports were generated in minutes instead of days, and because they drew directly from Hibba's live data, there was no risk of manual errors or outdated figures.

The passive investors responded extremely positively to the improved transparency. One investor increased their capital commitment to the venture, citing the confidence provided by Hibba's real-time reporting as a key factor. The managing partners estimate that Hibba Limited's automated reporting saves over 40 hours of administrative time per year, allowing them to focus on sourcing and managing deals rather than compiling spreadsheets. The venture now positions Hibba's dashboard access as a key feature when attracting new investor capital.

Minutes Quarterly reports generated instantly using Hibba's platform
40+ Hours Annual administrative time saved by Hibba's automation
11 Properties Tracked with role-based access on Hibba's dashboard
Property Fund

Property Fund Uses Hibba's Equity Tracking to Time Refinancing Decisions and Release Capital for 3 Additional Acquisitions

A property fund managing 18 residential assets across the South East of England recognised that significant equity had accumulated in several properties due to capital appreciation since acquisition. However, the fund had no systematic method for monitoring equity positions across the portfolio or identifying the optimal moment to refinance. Refinancing decisions were made ad hoc, typically triggered by a lender approaching the fund or a specific capital requirement arising.

Hibba Limited's Portfolio Dashboard introduced live equity tracking across all 18 properties. Hibba's platform maintained current valuation estimates based on comparable transaction data and applied these against outstanding mortgage balances to calculate real-time loan-to-value ratios, equity positions and available refinancing headroom for every asset. Hibba's dashboard displayed this information both at the individual property level and as aggregated portfolio metrics.

Hibba's platform identified that 7 of the 18 properties had LTV ratios below 55%, indicating substantial refinancing potential. The dashboard's refinancing modelling tool, a feature unique to Hibba's platform, allowed the fund to simulate different refinancing scenarios for each property, modelling the impact on monthly cash flow, overall portfolio gearing and available capital for redeployment. Hibba's tool calculated that refinancing 4 specific properties to a target LTV of 75% would release sufficient capital to fund 3 additional acquisitions without introducing excessive leverage.

The fund proceeded with the refinancing programme guided by Hibba's analysis, timing each refinance to coincide with favourable fixed-rate products identified through Hibba's mortgage market monitoring. The released capital funded the acquisition of 3 new properties, which Hibba's deal scoring tools had pre-qualified as high-yield opportunities. The fund now monitors equity positions daily through Hibba Limited's dashboard and has established refinancing triggers that alert the management team when any property's LTV falls below defined thresholds, ensuring that trapped equity is identified and deployed efficiently.

7 Properties Identified with refinancing potential by Hibba's equity tracking
3 Acquisitions Funded by capital released through Hibba's refinancing analysis
18 Assets Live LTV monitoring on Hibba's Portfolio Dashboard
Buy-to-Let

Buy-to-Let Portfolio Uses Hibba's Yield Benchmarking to Identify Properties to Hold and Properties to Exit

A buy-to-let investor with 14 properties accumulated over 15 years had never conducted a systematic review of which properties were genuinely contributing to portfolio performance and which were merely consuming management time without delivering adequate returns. The investor suspected that some properties were underperforming but lacked the analytical framework to quantify this or make evidence-based hold-versus-sell decisions.

Hibba Limited's Portfolio Dashboard provided the yield benchmarking capability the investor needed. Hibba's platform calculated net yield, return on equity and cash-on-cash return for every property and compared these metrics against both the portfolio average and market benchmarks for comparable properties in the same postcode. Hibba's benchmarking tool drew on regional rental data and transaction comparables to provide context that went beyond simple internal comparison.

The results from Hibba's analysis were striking. Three properties, all acquired in the early years of the portfolio, were delivering net yields well below both the portfolio average and the market benchmark for their respective areas. Hibba's dashboard showed that these properties had high equity positions but low income relative to their current values, meaning the capital tied up in them could generate significantly higher returns if redeployed elsewhere. Conversely, Hibba's benchmarking confirmed that 8 properties were outperforming market averages, validating the investor's decision to hold them long-term.

The investor sold 2 of the 3 underperforming properties based on Hibba's recommendation, retaining the third because Hibba's platform identified an upcoming area regeneration programme that was likely to improve its prospects. The sale proceeds were reinvested in two higher-yielding properties that Hibba's deal analysis tools had scored as strong acquisitions. Overall portfolio yield improved by 2.3 percentage points following the restructuring, and the investor now conducts quarterly portfolio reviews using Hibba Limited's benchmarking tools to ensure every property continues to earn its place in the portfolio.

14 Properties Benchmarked against market data using Hibba's platform
2.3% Portfolio yield improvement after Hibba's restructuring guidance
3 Underperformers Identified by Hibba's yield benchmarking analysis

Where Hibba's Portfolio Visibility Makes the Difference

Hibba Limited's Portfolio Dashboard is designed for property investors who demand complete, real-time visibility across every asset they own. Whether you manage a handful of buy-to-lets or a fund with hundreds of properties, Hibba's platform provides the centralised intelligence that informed portfolio management requires.

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Multi-Property Tracking

Hibba's Portfolio Dashboard consolidates data from every property in your portfolio into a single, real-time view. Income, expenditure, voids, maintenance and mortgage data are all tracked and displayed by Hibba's platform, eliminating the need for scattered spreadsheets and manual reconciliation. Hibba Limited's centralised approach ensures that nothing falls through the gaps.

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Yield Analysis

Hibba's platform calculates gross yield, net yield, return on equity and cash-on-cash return for every property automatically. Hibba's yield analysis tools benchmark individual property performance against portfolio averages and market comparables, giving investors the context they need to distinguish strong performers from capital traps. Hibba Limited's data-driven approach replaces guesswork with precision.

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Equity Monitoring

Hibba's live equity tracking monitors loan-to-value ratios, equity positions and refinancing headroom across every asset in real time. When equity accumulates beyond defined thresholds, Hibba's platform alerts investors to refinancing opportunities, ensuring that trapped capital is identified and redeployed efficiently. Hibba Limited's equity monitoring transforms passive appreciation into active portfolio growth.

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Cash Flow Forecasting

Hibba's Portfolio Dashboard projects future cash flow based on current income, scheduled expenditure, mortgage payments and anticipated voids. Hibba's forecasting tools model seasonal patterns and stress-test cash flow under different scenarios, giving investors confidence in their forward financial position. Hibba Limited's platform ensures that liquidity surprises become a thing of the past.

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Investor Reporting

Hibba's automated reporting generates professional, branded portfolio reports at the click of a button. Whether you need quarterly investor updates, annual performance summaries or ad hoc analysis, Hibba's platform produces comprehensive reports drawn from real-time data. Hibba Limited's reporting tools save hours of administrative time and eliminate the risk of manual errors.

Refinancing Optimisation

Hibba's refinancing modelling tool simulates different scenarios for every property, calculating the impact on cash flow, gearing and available capital. By combining live equity data with mortgage market intelligence, Hibba Limited's platform helps investors time refinancing decisions for maximum benefit, releasing capital when it is most advantageous and avoiding unnecessary leverage.

Property Professionals Who Manage with Hibba

Hibba Limited is proud to support portfolio investors, property funds, joint ventures and asset managers across the United Kingdom with real-time portfolio visibility and management tools.

Portfolio Investors Property Funds Joint Ventures Landlords Family Offices Asset Managers

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